| Savings Accounts |
| Effective Date: January 6th, 2026 |
| Type | Minimum | Dividend Rate | APY (Annual Percentage Yield)* |
| All savings accounts must have a minimum $100.00 balance in order to accumulate dividends. |
| Members Savings Account |
$5.00 |
0.10% |
0.10% |
| Christmas Club |
No minimum amount to open. No low balance fee.** |
0.10% |
0.10% |
| Special Savings |
No Minimum Amount To Open. No Low Balance Fee. Free Withdraws. |
0.10% |
0.10% |
| Car Maintenance |
No Minimum Amount To Open. No Low Balance Fee. Free Withdraws. |
0.10% |
0.10% |
| Round-Up Savings |
No Minimum Amount To Open. No Low Balance Fee. Free Withdraws. |
0.10% |
0.10% |
| Systematic Club |
No Minimum Amount To Open. No Low Balance Fee. Free Withdraws in April, Otherwise $15.00 Each.*** |
0.10% |
0.10% |
| Money Market Accounts |
| Effective Date: January 6th, 2026 |
| Money Market Accounts: Maintain Min. Bal. To Avoid $5.00/Mo. Low Bal. Fee |
| Type | Minimum | Dividend Rate | APY (Annual Percentage Yield) |
| Money Market Account (A Minimum Balance of $ 1,000.00 is Required) |
| Bal. Range ($1,000.00 - $10,000.00) |
Minimum $ 100.00 Withdrawal |
0.10% |
0.10% |
| Bal. Range ($10,000.01 - $25,000.00) |
Minimum $ 100.00 Withdrawal |
0.15% |
0.15% |
| Bal. Range ($25,000.01 - $50,000.00) |
Minimum $ 100.00 Withdrawal |
0.25% |
0.25% |
| Bal. Range $50,000.01 or greater |
Minimum $ 100.00 Withdrawal |
0.30% |
0.30% |
| Premier Money Market Accounts |
| Effective Date: January 6th, 2026 |
| Premier Money Market Accounts: Maintain Min. Bal. To Avoid $10.00/Mo. Low Bal. Fee |
| Type | Minimum | Dividend Rate | APY (Annual Percentage Yield) |
| Money Market Premier Account ($10,000.00 Minimum Balance Required) |
| Bal. Range ($10,000.01 - $25,000.00) |
Minimum $ 1,000.00 Withdrawal |
0.15% |
0.15% |
| Bal. Range. ($25,000.01 - $50,000.00) |
Minimum $ 1,000.00 Withdrawal |
0.25% |
0.25% |
| Bal. Range. ($50,000.01 - $75,000.00) |
Minimum $ 1,000.00 Withdrawal |
0.30% |
0.30% |
| Bal. Range. ($75,000.01 - $100,000.00) |
Minimum $ 1,000.00 Withdrawal |
0.35% |
0.35% |
| Bal. Range $100,000.01 or greater |
Minimum $ 1,000.00 Withdrawal |
0.40% |
0.40% |
| Checking Accounts |
| Effective Date: January 6th, 2026 |
| Type | Minimum | Dividend Rate | APY (Annual Percentage Yield) |
| Investment Checking |
$1,000.00* |
0.10% |
0.10% |
